The Citi® / AAdvantage Business™ World Elite Mastercard® continues to offer a unique opportunity for American Airlines AAdvantage members: a double-dip on Loyalty Points earnings through authorized user spending. This limited-time promotion, previously set to expire at the end of 2025, has now been extended through December 31, 2026. This means eligible cardholders can earn Loyalty Points for every dollar spent, both on the primary account and through their authorized users, effectively doubling their rewards.
The Double-Dip Mechanism Explained
Typically, spending on co-branded American Airlines credit cards earns one Loyalty Point per dollar. However, the Citi AAdvantage Business card has an unusual policy where authorized user spending usually only accrues points to the authorized user’s account, not the primary cardholder. This promotion bypasses that rule, allowing both the primary cardholder and authorized users to receive Loyalty Points for the same purchases.
This essentially creates a 2x earning rate for those targeted by this offer.
Who Qualifies for the Promotion?
The key word is “select”. The promotion is not universally available. Citi targets certain cardmembers with this offer, sending notifications via email once they become cardholders. While the exact criteria remain unclear, anecdotal evidence suggests a broad targeting approach – many existing cardholders, even recent applicants, have received the offer.
There’s no guarantee that applying for the card now will result in eligibility. However, even without the double-dip, the Citi AAdvantage Business card offers valuable perks and currently features a strong welcome bonus, making it a worthwhile consideration.
Why This Matters: Maximizing Loyalty Rewards
For frequent American Airlines flyers, maximizing Loyalty Point earnings is crucial for achieving elite status and unlocking associated benefits. The double-dip opportunity significantly accelerates this process, making it easier to qualify for higher tiers.
The extension of this promotion is a win for those leveraging the Citi AAdvantage Business card to optimize their Loyalty Point accumulation.
Conclusion
The Citi AAdvantage Business card’s double-dip Loyalty Points promotion remains a valuable tool for maximizing rewards. While eligibility isn’t guaranteed, the extension to 2026 provides another year for targeted cardholders to capitalize on this unique opportunity. Even without the double-dip, the card’s perks and welcome bonus make it a strong contender for frequent American Airlines travelers.
