United’s most popular co-branded business credit card, the United℠ Business Card, is currently offering a significant limited-time bonus: 100,000 MileagePlus bonus miles plus 2,000 Premier Qualifying Points (PQPs) after spending $5,000 within the first three months. This is a substantial opportunity for frequent United flyers to maximize rewards and accelerate elite status.
Understanding the Value of the Bonus
At an estimated value of 1.1 cents per mile, the bonus alone is worth roughly $1,100, not including the additional value of the PQPs. PQPs are key for achieving United elite status, making this bonus attractive to those pursuing higher tiers of service.
Eligibility and Application Rules
The welcome bonus is available to those who do not currently hold the United Business Card and haven’t received a new cardmember bonus on this specific card within the last 24 months. However, having other Chase United cards, including other business versions, does not disqualify you. Standard Chase application policies apply, including the 5/24 rule, though enforcement appears inconsistent.
Why the United Business Card is Worth Considering
Despite a $150 annual fee, the United Business Card delivers perks that offset the cost for regular United travelers:
- Free Checked Bags: One free checked bag for the cardholder and a companion when flights are purchased with the card.
- United Club Passes: Two annual passes to United Club lounges.
- Priority Boarding: Expedited boarding on United flights.
- Inflight Savings: 25% statement credit on onboard purchases (food, drinks, Wi-Fi).
- Annual Travel Credit: $125 annual credit after five qualifying United flight purchases of at least $100 each.
- Anniversary Bonus Miles: 5,000 MileagePlus miles if combined with a personal United card.
- Award Upgrade Eligibility: Priority access to upgrades on award tickets.
- Travel Protection: Comprehensive coverage for trip delays, lost luggage, and primary rental car coverage.
- Premier Qualifying Points (PQPs): Earn 1 PQP per $20 spent, up to 4,000 PQPs annually.
The card is especially valuable if you frequently fly United, providing a solid return on spending through miles and perks.
Bottom Line
The United Business Card is a strong entry-level business card with tangible benefits for frequent United travelers. The current limited-time 100K bonus makes it an ideal time to apply, maximizing the value of the card from the start. If you’ve been considering this card, now is the optimal moment to take advantage of the offer.
