Chase is currently offering elevated bonus points on two IHG-branded credit cards, creating opportunities for significant rewards earnings. The IHG One Rewards Premier Credit Card provides a 175,000 point bonus after $5,000 in purchases within the first three months. This offer is valid until March 19, 2026, at 9 a.m. Eastern.
The IHG One Rewards Premier Card: A Deep Dive
This card is particularly strong for IHG loyalty members, given the brand portfolio which includes luxury chains like Six Senses, Regent, and InterContinental Hotels, alongside more accessible options like Holiday Inn. Beyond the initial bonus, cardholders receive ongoing benefits that enhance the value proposition:
- Annual Reward Night: A free night at eligible IHG hotels each year, redeemable for stays up to 40,000 points.
- Redemption Bonus: Earn a free night on stays of 3 or more nights when redeeming points.
- Elite Status: Automatic Platinum status, with the potential to upgrade to Diamond status after $40,000 in annual spending.
- Additional Credits: $25 United Travel Bank funds twice annually, a $100 statement credit for Global Entry/TSA PreCheck every four years, and a $100 statement credit after $20,000 in annual spending.
While not ideal for everyday spending, the card earns an impressive 26 points per dollar on IHG hotel stays (10x base, 6x bonus points through Platinum status, plus 10x from the card itself). It also offers 5x points on travel, gas, and restaurant purchases. The $99 annual fee is easily justified by the benefits, especially for frequent IHG travelers.
The IHG One Rewards Traveler Card: A No-Fee Option
Chase is also promoting the IHG One Rewards Traveler Credit Card, which carries no annual fee. This card offers up to 120,000 bonus points : 90,000 after $2,000 in purchases within the first three months, plus an additional 30,000 based on spending in the first six months.
The standout feature of this card is the “Redeem 3 Nights, Get the 4th Night Free” benefit. Combined with the lack of a foreign transaction fee, this makes it a valuable option for international IHG stays.
Considerations for Applicants
Both offers are subject to Chase’s 5/24 rule (ineligible if you’ve opened five or more credit cards from any bank in the past 24 months). These bonuses represent a substantial opportunity to maximize IHG rewards, particularly given the current benefits structure and the value of IHG points.
These limited-time offers incentivize immediate action for potential cardholders. The benefits, ranging from elite status to redemption bonuses, make these cards strong additions to any IHG loyalty strategy.
